LASIK Financing · Austin, TX
Does Insurance Cover LASIK Eye Surgery?
LASIK eye surgery can correct near and farsightedness, and even astigmatism. Although more affordable than it was decades ago, many patients wonder about the cost — and whether health insurance covers the procedure.
Insurance Coverage
Is LASIK Covered by Insurance?
In most cases, health insurance companies do not cover LASIK eye surgery. Since LASIK is an elective procedure, insurance providers expect patients to cover the full cost of the treatment themselves.
In some instances, however, LASIK may be considered medically necessary. An injury to the eye can have long-lasting effects and significantly impair vision, so it is worth contacting your insurance provider to find out whether you qualify as a candidate for medically necessary LASIK.
Tax-Advantaged Accounts
Use Your FSA or HSA for LASIK
You can use funds in your Flexible Spending Account (FSA) or Health Savings Account (HSA) to cover all or a portion of the LASIK procedure with pre-tax dollars. If you are self-employed or your employer does not offer these plans, you can open a savings account and set money aside toward LASIK each week or month.
FSA (Flexible Spending Account)
- Employer-based plan funded with pre-tax payroll deductions
- Use-it-or-lose-it rules apply — plan carefully
- 2024 contribution limit: $3,200/person
- LASIK and related pre/post-op care qualify
HSA (Health Savings Account)
- Requires a High-Deductible Health Plan (HDHP)
- Funds roll over year to year — no expiration
- 2024 contribution limit: $4,150 (individual), $8,300 (family)
- Can invest unused funds for long-term growth
Payment Plans
Financing Through CareCredit
While some patients can afford LASIK out of pocket, that is not an option for everyone. Fortunately, for those who want this vision correction procedure, several payment options can help make it a reality.
Credit cards with a low interest rate can help cover the cost, too — and some, like CareCredit, offer promotional purchases with 0% interest for the length of the term.
View Financing OptionsTransparent Pricing
What's Included in Our Price?
- Comprehensive pre-operative evaluation and candidacy exam
- The LASIK procedure (WaveLight FS200 + EX500 all-laser system)
- All post-operative care appointments for 12 months
- Enhancement procedures if needed within the covered period
- Prescription eye drops for the healing period
Get a Custom Quote
Restivo Laser Vision in Cedar Park serves Austin and the surrounding areas with state-of-the-art vision services, including LASIK eye surgery. Contact our office to schedule your free LASIK consultation today.