Does Insurance Cover Lasik Eye Surgery?
LASIK eye surgery is a popular procedure for many, and for good reason. This procedure can correct near and farsightedness and even astigmatism. Although more affordable than decades ago, many wonder about the cost of LASIK and if health insurance covers this procedure.
In short, many health insurance companies do not cover
LASIK eye surgery. Since LASIK is an elective procedure, health insurance companies expect patients to cover the full cost. Below, you can find out more about the cost of LASIK eye surgery, how to pay, and some unique circumstances where your insurance company may provide coverage for this procedure.
How Much is LASIK Eye Surgery in Austin?
On average,
LASIK eye surgery costs $2,000 per eye. However, the actual cost can vary between providers and patient needs.Many vision care providers offer a complimentary assessment for LASIK and can provide a good-faith estimate for the complete cost of the procedure.
How Do you Pay For LASIK eye surgery in Austin?
While some can afford LASIK out of pocket for LASIK, this is not everyone's option everyone can afford. Fortunately, for those who want this vision correction procedure, there are options that can help make it a reality.
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People can use funds in their Flexible Spending Account (FSA) or Health Savings Account to cover all or a portion of the LASIK procedure. If self-employed, or your employer does not offer these health savings plans, you can open a savings account and pay towards LASIK each week or month. Credit cards with a low interest rate can help cover the cost, too, and some, like Care Credit, offer promotion purchases with 0% interest for the term.
When is LASIK Covered By Insurance?
In some instances, Lasik may be medically necessary. An injury to the eye can have long-lasting effects and significantly impair vision. Contact your insurance provider to find out if you qualify as a candidate for medically necessary Lasik.
Your LASIK Eye Surgery Specialist
Restivo Laser Vision in Cedar Park serves Austin and surrounding areas and provides state-of-the-art vision services, including LASIK eye surgery. Contact our office to schedule your free LASIK consultation today.
